![]() Microsoft Excelhas some incredible budget templates that you can use if you have Microsoft Office, you can pick a budget spreadsheet for whatever suits your needs. Using a budget spreadsheet is a very hands-on method of budgeting. This type of template is perfect for individuals that like complete control and are great with numbers. If you love looking at the numbers and tracking every last penny, then a Google Sheets budget spreadsheet will be perfect for you. Google Sheets has plenty of budget templates and spreadsheets to choose from, and unlike Microsoft Office, it’s free with your Gmail account. Of course, Google never lets you down with its products and services! Google Sheets Budget Spreadsheet Template If you get paid biweekly, I also have a free biweekly budget template so you can budget your expenses per paycheck every other week. You can head here to grab our FREE budget template now. We found when you are first getting started with a monthly budget, nothing beats pen and paper, hence why we made a whole budget planner and some templates for you! We even have a meal plan templateas well.Īdd your income at the top, then subtract your fixed costs, variable expenses, debt, and savings, then watch our digital budget auto-calculate your monthly cash flow at the bottom. Our free template is both printable as a budget worksheet and digitally like a spreadsheet that will auto-calculate for you. You can customize and use it for any financial situation! Shorter-term startup budget templates enable you to accurately calculate your venture’s true budget, and also serve as a document for banks or other lenders to review, if you’re seeking a loan.We created our FREE simple budget template to be as straightforward and easy to use as possible. While annual startup budget templates provide you with annual insights into the fiscal health of your company’s budget, it’s also important to have shorter (month-by-month and quarter-by-quarter) perspectives, so that you aren’t surprised by unforeseen operational costs. In short, using a startup budget template can help expose your company’s expenditures with revenue (and other income sources, such as investments) to determine the cost of your operations compared to the resources you have to justify those operational expenses. actual startup funding (investors, loans, additional funding, etc.) to ensure you have adequate funding.
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